Effective Date: September 23, 2026
1. Introduction and Company Information
This Privacy Policy explains how MapleShield Insurance Agency Ltd. collects, uses, discloses, retains, and protects personal information in the course of providing insurance agency services in Canada. We are committed to safeguarding personal information in accordance with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation, where relevant.
MapleShield Insurance Agency Ltd. is an insurance agency that may act as a broker, intermediary, or representative when assisting individuals and businesses with insurance-related products and services.
Company details:
MapleShield Insurance Agency Ltd.
3735 Capilano Rd, North Vancouver, BC V7R 4J1, Canada
Email: [email protected]
Phone: +1 (604) 728-4591
2. Data Collection and Processing
We collect and process personal information that is reasonably required to provide insurance-related services, manage client relationships, and meet legal and regulatory obligations. The types of personal information we may collect include:
- Identification information, such as name, date of birth, and government-issued identification details where required;
- Contact information, such as address, email address, and telephone number;
- Employment, occupation, and business information;
- Insurance application and policy information;
- Financial information relevant to quoting, underwriting, premium payment, billing, or claims processing;
- Claims-related information, including loss history and supporting documentation;
- Communication records, including emails, call notes, service requests, and correspondence;
- Technical information, such as IP address, browser type, device information, and website usage data, where applicable;
- Any other information voluntarily provided by you or obtained with your consent or as otherwise permitted by law.
We may collect personal information directly from you, from insurance providers, underwriters, claims administrators, service providers, public sources, or other third parties where permitted by law and necessary for the services we provide.
3. Purpose of Data Processing
We use personal information for the following purposes:
- To assess insurance needs and provide quotes, recommendations, and policy options;
- To submit applications to insurers and process insurance transactions;
- To administer, service, renew, amend, or cancel policies;
- To assist with claims reporting, investigation, and administration;
- To verify identity, detect fraud, and reduce risk of unauthorized activity;
- To communicate with clients regarding services, changes, renewals, and account matters;
- To comply with legal, regulatory, tax, audit, and record-keeping obligations;
- To maintain business records and support internal operations;
- To improve our services, website, and customer experience;
- To manage disputes, enforce agreements, and establish, exercise, or defend legal rights;
- To obtain consent where required and to carry out any other purpose disclosed to you at the time of collection or otherwise permitted by law.
4. Legal Basis for Processing
We process personal information only where permitted or required under applicable Canadian privacy laws. Depending on the circumstances, the legal basis for processing may include:
- Consent: where you have given express or implied consent, as appropriate, for a specific purpose;
- Contractual necessity: where processing is necessary to provide requested insurance services or to take steps at your request prior to entering into a contract;
- Legal or regulatory obligation: where processing is necessary to comply with applicable laws, regulations, or lawful requests;
- Legitimate and reasonable business purposes: where permitted by law, including fraud prevention, service administration, and internal management;
- Protection of vital interests or other lawful bases: where necessary in exceptional circumstances and as allowed by law.
5. Data Sharing and Third Parties
We may disclose personal information to third parties where necessary for the purposes described in this Privacy Policy and as permitted by law. Such third parties may include:
- Insurance companies, underwriters, reinsurers, and managing general agents;
- Claims adjusters, claims administrators, appraisers, and investigators;
- Financial institutions, payment processors, and billing service providers;
- Technology vendors, cloud hosting providers, communication platforms, and IT support providers;
- Professional advisors, auditors, consultants, and legal counsel;
- Government authorities, regulators, law enforcement, and courts where required or authorized by law;
- Other parties with your consent or as otherwise permitted by law.
We require service providers to protect personal information and use it only for authorized purposes, subject to contractual and legal safeguards.
6. Data Transfer to Third Countries
Some of our service providers, insurers, or technology partners may be located outside Canada, including in the United States or other jurisdictions. As a result, personal information may be transferred to, stored in, or accessed from countries outside Canada.
When personal information is transferred outside Canada, it may be subject to the laws of the jurisdiction where it is processed, which may allow access by courts, law enforcement, or regulatory authorities in that jurisdiction. We take reasonable contractual, technical, and organizational measures to protect personal information during such transfers, in accordance with applicable privacy laws.
7. Storage Duration
We retain personal information only as long as necessary for the fulfillment of the purposes for which it was collected, and as required or permitted by law, including legal, regulatory, tax, audit, and insurance record-retention obligations.
The retention period may vary depending on the nature of the information and the relevant relationship or transaction. In general, we retain:
- Client and policy records for the duration of the relationship and for a reasonable period thereafter;
- Claims and loss-related records for periods required by insurers, regulators, or applicable law;
- Accounting, tax, and financial records for the duration required by law;
- Website and technical logs for a limited period necessary for security and operational purposes.
When personal information is no longer required, we will securely delete, anonymize, or destroy it in accordance with our retention and destruction practices.
8. User Rights
Subject to applicable law, you may have the following rights with respect to your personal information:
- Access: the right to request confirmation of whether we hold personal information about you and to obtain access to it;
- Rectification: the right to request correction of inaccurate or incomplete personal information;
- Erasure: the right to request deletion of personal information in certain circumstances, subject to legal or contractual retention obligations;
- Restriction: the right to request limitation of certain processing in specific circumstances;
- Data portability: the right, where applicable, to receive personal information in a structured, commonly used, and machine-readable format and, where technically feasible, to request transmission to another organization;
- Objection: the right to object to certain processing where permitted by law, including processing based on legitimate interests or similar grounds.
To exercise any of these rights, please contact us using the details provided in this Privacy Policy. We may need to verify your identity before responding to your request. We will respond within a reasonable timeframe and in accordance with applicable law.
9. Withdrawal of Consent
Where our processing is based on your consent, you may withdraw that consent at any time, subject to legal or contractual restrictions and reasonable notice. Withdrawal of consent does not affect the lawfulness of processing carried out before the withdrawal.
Please note that if you withdraw consent for certain information processing, we may not be able to continue providing some insurance services or maintain certain relationships where the information is necessary to do so.
10. Right to Complain
If you have concerns about how we handle your personal information, we encourage you to contact us first so that we may attempt to resolve the matter promptly and fairly.
You may also have the right to file a complaint with the Office of the Privacy Commissioner of Canada or, where applicable, a provincial privacy regulator, if you believe our handling of your personal information does not comply with applicable privacy laws.
We will cooperate with any lawful complaint or investigation by a privacy regulator.
11. Data Security
We use reasonable administrative, technical, and physical safeguards designed to protect personal information against loss, theft, unauthorized access, disclosure, copying, use, or modification. These measures may include:
- Access controls and role-based permissions;
- Secure storage and encryption where appropriate;
- Firewalls, malware protection, and monitoring tools;
- Employee confidentiality obligations and privacy training;
- Vendor due diligence and contractual protections;
- Security incident response procedures.
No method of transmission or storage is completely secure. While we strive to protect personal information, we cannot guarantee absolute security.
12. Contact Information
If you have any questions, concerns, requests, or complaints regarding this Privacy Policy or our handling of personal information, please contact us:
MapleShield Insurance Agency Ltd.
3735 Capilano Rd, North Vancouver, BC V7R 4J1, Canada
Email: [email protected]
Phone: +1 (604) 728-4591
13. Changes to Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, operational needs, or service offerings. Any updated version will be posted with a revised effective date.
We encourage you to review this Privacy Policy periodically. Your continued use of our services after changes are posted may signify your acceptance of the updated policy, to the extent permitted by law.